Rupiah Time Deposit | Savings Accounts

HSBC Indonesia
Indonesia Rupiah Time Deposit

Grow your rupiah deposit with competitive returns

Our Indonesia Rupiah Time Deposit gives you competitive interest rates for certain deposit amounts, and the more you save the higher the interest rate. It also comes with a number of features, including:

2 deposit renewal options - principal roll over only and principal with interest roll over
A range of deposit tenors from 1 month to 12 months
Consolidated statements
Easy transaction options via in-branch, phone and online banking

Apply now for mobile banking

Interest rates for placements made in branch

This table shows the interest rates earned for different amounts and tenors, for placements made through the branch in Indonesia rupiah (IDR). (As at 10.01am, 28 April 2023.)
IDR	1 month	2 months	3 months	6 months	12 months
< 50,000,000	3%	3%	3%	3%	3%
50,000,000 – 99,999,999	3%	3%	3%	3%	3%
100,000,000 – 499,999,999	3%	3%	3%	3%	3%
≥ 500,000,000	3%	3%	3%	3%	3%

This table shows the interest rates earned for different amounts and tenors, for placements made through the branch in Indonesia rupiah (IDR). (As at 10.01am, 28 April 2023.)
IDR	< 50,000,000
1 month	3%
2 months	3%
3 months	3%
6 months	3%
12 months	3%

IDR	50,000,000 – 99,999,999
1 month	3%
2 months	3%
3 months	3%
6 months	3%
12 months	3%

IDR	100,000,000 – 499,999,999
1 month	3%
2 months	3%
3 months	3%
6 months	3%
12 months	3%

IDR	≥ 500,000,000
1 month	3%
2 months	3%
3 months	3%
6 months	3%
12 months	3%

For information on time deposit interest rates with tenors that are not mentioned in this table, enquire in branch.

Interest rates for placements made online

This table shows the interest rates earned for different tiers of currency amounts and tenors, for placements made through online banking in Indonesia rupiah (IDR). (As of 19 November 2025.)
IDR	1 month	3 months	6 months	12 months
<10,000,000	3.25%	3.25%	3.50%	3.50%
10,000,000 - 99,999,999	3.25%	3.50%	3.50%	3.50%
100,000,000 - 499,999,999	3.75%	3.75%	3.85%	3.85%
≥ 500,000,000	3.90%	3.90%	3.90%	3.90%

This table shows the interest rates earned for different tiers of currency amounts and tenors, for placements made through online banking in Indonesia rupiah (IDR). (As of 19 November 2025.)
IDR	<10,000,000
1 month	3.25%
3 months	3.25%
6 months	3.50%
12 months	3.50%

IDR	10,000,000 - 99,999,999
1 month	3.25%
3 months	3.50%
6 months	3.50%
12 months	3.50%

IDR	100,000,000 - 499,999,999
1 month	3.75%
3 months	3.75%
6 months	3.85%
12 months	3.85%

IDR	≥ 500,000,000
1 month	3.90%
3 months	3.90%
6 months	3.90%
12 months	3.90%