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Foreign Currency Time Deposit

An effective way to earn attractive interest rates on your preferred foreign currency.

Grow your wealth with global currencies

Our Foreign Currency Time Deposits gives you competitive interest rates for a certain amount of your deposits. Plus the more you save the higher the interest rate, helping you to grow your foreign currency reserves quicker.

What you'll get with this account

Competitive interest rates

Earn competitive interest rates across various currencies of your choice.

Available in 11 major currencies

Conveniently manage up to 11 different currencies in one account.

Make smarter exchange rate decisions

Get competitive exchange rates and currency updates.

Convenient banking

Easy placements, withdrawals and renewals via in-branch, phone and mobile banking.

Interest rates for placements made in branch

These tables show the interest rates earned for different currencies, amounts and tenors, for placements made through the branch. (As at 10.01am, 28 April 2023.)

United States dollar (USD)
USD 1 month 2 months 3 months 6 months
< 5,000 1.00% 1.00% 1.00% 1.00%
5,000 – 9,999 1.00% 1.00% 1.00% 1.00%
10,000 – 49,999 1.00% 1.00% 1.00% 1.00%
≥ 50,000 1.00% 1.00% 1.00% 1.00%
United States dollar (USD)
USD < 5,000
1 month 1.00%
2 months 1.00%
3 months 1.00%
6 months 1.00%
USD 5,000 – 9,999
1 month 1.00%
2 months 1.00%
3 months 1.00%
6 months 1.00%
USD 10,000 – 49,999
1 month 1.00%
2 months 1.00%
3 months 1.00%
6 months 1.00%
USD ≥ 50,000
1 month 1.00%
2 months 1.00%
3 months 1.00%
6 months 1.00%
Australian dollar (AUD)
AUD 1 month 2 months 3 months 6 months
All tiering 0.01% 0.01% 0.01% 0.01%
Australian dollar (AUD)
AUD All tiering
1 month 0.01%
2 months 0.01%
3 months 0.01%
6 months 0.01%
Singapore dollar (SGD)
SGD 1 month 2 months 3 months 6 months

All tiering

0.01%

0.01%

0.01%

0.01%

Singapore dollar (SGD)
SGD

All tiering

1 month

0.01%

2 months

0.01%

3 months

0.01%

6 months

0.01%

New Zealand dollar (NZD), Chinese yuan (CNY), euro (EUR), pound sterling (GBP), Canadian dollar (CAD), Hong Kong dollar (HKD) and Swiss franc (CHF)
NZD / CNY / EUR / GBP / CAD / HKD / CHF 1 month 3 months 6 months
All tiering 0% 0% 0%
New Zealand dollar (NZD), Chinese yuan (CNY), euro (EUR), pound sterling (GBP), Canadian dollar (CAD), Hong Kong dollar (HKD) and Swiss franc (CHF)
NZD / CNY / EUR / GBP / CAD / HKD / CHF All tiering
1 month 0%
3 months 0%
6 months 0%

Interest rates for placements through mobile banking

These tables show the interest rates earned for different currencies, amounts and tenors, for placements made through online banking. (As at 10.01am, 28 April 2023.)

United States dollar (USD)
USD 1 month 2 months 3 months 6 months
< 5,000 2.25% 2.25% 2.25% 2.25%
5,000 – 9,999 2.25% 2.25% 2.25% 2.25%
10,000 – 49,999 2.25% 2.25% 2.25% 2.25%
≥ 50,000 2.25% 2.25% 2.25% 2.25%
United States dollar (USD)
USD < 5,000
1 month 2.25%
2 months 2.25%
3 months 2.25%
6 months 2.25%
USD 5,000 – 9,999
1 month 2.25%
2 months 2.25%
3 months 2.25%
6 months 2.25%
USD 10,000 – 49,999
1 month 2.25%
2 months 2.25%
3 months 2.25%
6 months 2.25%
USD ≥ 50,000
1 month 2.25%
2 months 2.25%
3 months 2.25%
6 months 2.25%
Australian dollar (AUD)
AUD 1 month 2 months 3 months 6 months
All tiering 0.01% 0.01% 0.01% 0.01%
Australian dollar (AUD)
AUD All tiering
1 month 0.01%
2 months 0.01%
3 months 0.01%
6 months 0.01%
Singapore dollar (SGD)
SGD 1 month 2 months 3 months 6 months

All tiering

0.01%

0.01%

0.01%

0.01%

Singapore dollar (SGD)
SGD

All tiering

1 month

0.01%

2 months

0.01%

3 months

0.01%

6 months

0.01%

New Zealand dollar (NZD), Chinese yuan (CNY), euro (EUR), pound sterling (GBP), Canadian dollar (CAD), Hong Kong dollar (HKD) and Swiss franc (CHF)
NZD / CNY / EUR / GBP / CAD / HKD / CHF 1 month 3 months 6 months
All tiering 0% 0% 0%
New Zealand dollar (NZD), Chinese yuan (CNY), euro (EUR), pound sterling (GBP), Canadian dollar (CAD), Hong Kong dollar (HKD) and Swiss franc (CHF)
NZD / CNY / EUR / GBP / CAD / HKD / CHF All tiering
1 month 0%
3 months 0%
6 months 0%

For information on time deposit interest rates with tenors that are not mentioned in these tables, enquire in branch.

Things to know

Who can apply?

HSBC Premier and Advance account holders.

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Call us on:

Inside Indonesia

1500 808

Outside Indonesia

(+6221) 2552 6603

Lines are open 24/7.