HSBC Visa Platinum

HSBC Indonesia
Credit Cards
HSBC Visa Platinum

Shopping sprees everyday with our Visa Platinum Card

Get bigger rewards the more you shop using our Visa Platinum Card. With Accelerated Rewards Points Earning, it takes shorter amount of time for you to earn maximum points. Enjoy additional tailored privileges such as a best-in-class Rewards Points redemption platform and competitive exchange rates when you dine and buy fashion goods. With our Visa Platinum Card, you can go on shopping sprees everyday.

Apply now for HSBC branch

For fashion and dining transactions.

On your overseas transactions.

For transactions in foreign currencies – effective June 16, 2025.

Other benefits

Global purchase protection

Up to IDR100 million – download purchase protection claim form (PDF).

Increase your credit limit

Up to 60% of your Total Relationship Balance with Advance Auto Limit.

Other information on HSBC Visa Platinum

Annual fee

Primary card: IDR750,000
Supplementary card: IDR300,000 (max. 3 cards)

Interest charge

Bank will determine interest charge from time to time, based on the pattern/history of your credit limit utilisation and credit card payment.

Purchases: 1.75% per month
Cash advance: 1.75% per month

Other fees and charges
Fee	Cost
ATM daily cash withdrawal limit	Cash advance withdrawal at ATM up to IDR10,000,000 per day. Bank will define cash withdrawal limit from time to time, based on the pattern/history of your credit limit usage any credit card payment.
Cash advance fee	6% of cash advance amount or minimum IDR200,000 (whichever is higher).
Currency conversion rate	International transaction will be converted into Rupiah currency based on the rate of Visa International and HSBC.
Instalment conversion fee at merchant (effective 16 June 2025)	IDR25,000
Interest on credit balance	N/A
Late payment fee	1% of the total bill or a maximum of IDR100,000 (whichever is lower)
Over limit fee	IDR250,000
Replacement card fee	IDR100,000

Other fees and charges
Fee	ATM daily cash withdrawal limit
Cost	Cash advance withdrawal at ATM up to IDR10,000,000 per day. Bank will define cash withdrawal limit from time to time, based on the pattern/history of your credit limit usage any credit card payment.

Fee	Cash advance fee
Cost	6% of cash advance amount or minimum IDR200,000 (whichever is higher).

Fee	Currency conversion rate
Cost	International transaction will be converted into Rupiah currency based on the rate of Visa International and HSBC.

Fee	Instalment conversion fee at merchant (effective 16 June 2025)
Cost	IDR25,000

Fee	Interest on credit balance
Cost	N/A

Fee	Late payment fee
Cost	1% of the total bill or a maximum of IDR100,000 (whichever is lower)

Fee	Over limit fee
Cost	IDR250,000

Fee	Replacement card fee
Cost	IDR100,000

ATM charge per transaction
Network	Cost
HSBC Indonesia	Free of charge
HSBC Overseas	IDR15,000
Plus Network	IDR30,000
Cirrus Network	N/A

ATM charge per transaction
Network	HSBC Indonesia
Cost	Free of charge

Network	HSBC Overseas
Cost	IDR15,000

Network	Plus Network
Cost	IDR30,000

Network	Cirrus Network
Cost	N/A

Copy request fee
Fee	Cost
Billing statement per month	IDR30,000 per copy
Sales voucher per item	IDR25,000 per voucher
Annual billing statement	IDR300,000 per period of the year

Copy request fee
Fee	Billing statement per month
Cost	IDR30,000 per copy

Fee	Sales voucher per item
Cost	IDR25,000 per voucher

Fee	Annual billing statement
Cost	IDR300,000 per period of the year

Return fee
Fee	Cost
Cheque	IDR25,000
Standing instruction	IDR25,000
Credit balance transfer fee	IDR50,000 per transfer request

Return fee
Fee	Cheque
Cost	IDR25,000

Fee	Standing instruction
Cost	IDR25,000

Fee	Credit balance transfer fee
Cost	IDR50,000 per transfer request

Paper billing statement fee
Fee	Cost
Paper billing statement per month	IDR30,000
Paper billing statement per month (effective 16 June 2025)	IDR50,000

Paper billing statement fee
Fee	Paper billing statement per month
Cost	IDR30,000

Fee	Paper billing statement per month (effective 16 June 2025)
Cost	IDR50,000

Minimum payment

Minimum credit card payment limit is 5% of the total bill, with additional (if any) the amount in arrears and or the amount that has exceeded the credit limit.

Apply at a branch or HSBC booth

Visit us to apply for an HSBC Visa Platinum Credit Card.

Find a branch This link will open in a new window

Enjoy a variety of exclusive benefits both at home and abroad.

Every transaction takes you places.

Enjoy cashback in every part of your lifestyle: eat, shop and have fun with no limit!

Shopping sprees everyday with our Visa Platinum Card

What you get

2× Rewards Points

2× Rewards Points

Additional 2× Rewards Points

Other benefits

Global purchase protection

Increase your credit limit

Other information on HSBC Visa Platinum

Annual fee

Interest charge

Fees and charges

Useful information

Apply at a branch or HSBC booth

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