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Bank account tariffs and charges

Learn about the charges for our current and savings account services.

Helping you understand what you could pay

Find out about each of our current and savings account's fees and charges. And where relevant the list of available currencies and tenors they apply to. This could help you manage your money and avoid extra costs.

Total relationship balance (TRB)

Minimum TRBs and TRB fees for HSBC current accounts
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Minimum TRB IDR1 billion[@min-trb-initial-deposit]Footnote link 1 IDR50 million[@min-trb-initial-deposit]Footnote link 1 N/A
Below minimum TRB fee IDR250,000[@below-min-trb-premier-fee]Footnote link 2 IDR100,000[@below-min-trb-advance-fee]Footnote link 3 N/A
Minimum TRBs and TRB fees for HSBC current accounts
Description Minimum TRB
HSBC Premier IDR1 billion[@min-trb-initial-deposit]Footnote link 1
HSBC Advance IDR50 million[@min-trb-initial-deposit]Footnote link 1
Non HSBC Premier and HSBC Advance N/A
Description Below minimum TRB fee
HSBC Premier IDR250,000[@below-min-trb-premier-fee]Footnote link 2
HSBC Advance IDR100,000[@below-min-trb-advance-fee]Footnote link 3
Non HSBC Premier and HSBC Advance N/A

Requirements for HSBC Advance transactions

HSBC Advance transaction tariffs and charges are the same as HSBC Advance, except for the following requirement.
Description HSBC Advance transaction
Minimum TRB N/A
Requirement Debit transactions greater than or equal to 5 times per month
Fee applicable if fails to meet requirement IDR100,000
HSBC Advance transaction tariffs and charges are the same as HSBC Advance, except for the following requirement.
Description Minimum TRB
HSBC Advance transaction N/A
Description Requirement
HSBC Advance transaction Debit transactions greater than or equal to 5 times per month
Description Fee applicable if fails to meet requirement
HSBC Advance transaction IDR100,000

Current accounts

Opening balance requirements and closure fees for HSBC current accounts, and foreign currency account administration fees.

Indonesia Rupiah Current Account
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Opening balance IDR1 million IDR1 million IDR1 million
Account closure fee IDR50,000 IDR50,000 IDR100,000
Indonesia Rupiah Current Account
Description Opening balance
HSBC Premier IDR1 million
HSBC Advance IDR1 million
Non HSBC Premier and HSBC Advance IDR1 million
Description Account closure fee
HSBC Premier IDR50,000
HSBC Advance IDR50,000
Non HSBC Premier and HSBC Advance IDR100,000
Current account in foreign currency
Monthly administration fee[@monthly-admin-fee]
AUD5
CAD5
CHF3
CNY22
EUR3
GBP3
HKD25
JPY500
NZD5
SGD5
Current account in foreign currency
Monthly administration fee[@monthly-admin-fee] AUD5
Monthly administration fee[@monthly-admin-fee] CAD5
Monthly administration fee[@monthly-admin-fee] CHF3
Monthly administration fee[@monthly-admin-fee] CNY22
Monthly administration fee[@monthly-admin-fee] EUR3
Monthly administration fee[@monthly-admin-fee] GBP3
Monthly administration fee[@monthly-admin-fee] HKD25
Monthly administration fee[@monthly-admin-fee] JPY500
Monthly administration fee[@monthly-admin-fee] NZD5
Monthly administration fee[@monthly-admin-fee] SGD5

Savings accounts

A list of fees and charges for our savings accounts, plus available currencies and tenors where appropriate.

Indonesia Rupiah Savings Account
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Opening balance IDR1 million IDR1 million IDR1 million
Minimum balance 0 0 IDR100,000
Below minimum balance fee Free Free Free
Monthly administration fee Free Free Free
Account closure fee IDR50,000 IDR50,000 IDR100,000
Indonesia Rupiah Savings Account
Description Opening balance
HSBC Premier IDR1 million
HSBC Advance IDR1 million
Non HSBC Premier and HSBC Advance IDR1 million
Description Minimum balance
HSBC Premier 0
HSBC Advance 0
Non HSBC Premier and HSBC Advance IDR100,000
Description Below minimum balance fee
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description Monthly administration fee
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description Account closure fee
HSBC Premier IDR50,000
HSBC Advance IDR50,000
Non HSBC Premier and HSBC Advance IDR100,000
Foreign Currency Savings Account
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Opening balance US$100 or equivalent in other foreign currency US$100 or equivalent in other foreign currency N/A
Minimum balance 0 0 US$100, SGD200, AUD200. Other foreign currency = 0
Below minimum balance fee Free Free Free
Currency availability USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY N/A
Account closure fee Equivalent to IDR50,000 Equivalent to IDR50,000 Equivalent to IDR100,000
Foreign Currency Savings Account
Description Opening balance
HSBC Premier US$100 or equivalent in other foreign currency
HSBC Advance US$100 or equivalent in other foreign currency
Non HSBC Premier and HSBC Advance N/A
Description Minimum balance
HSBC Premier 0
HSBC Advance 0
Non HSBC Premier and HSBC Advance US$100, SGD200, AUD200. Other foreign currency = 0
Description Below minimum balance fee
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description Currency availability
HSBC Premier USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY
HSBC Advance USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY
Non HSBC Premier and HSBC Advance N/A
Description Account closure fee
HSBC Premier Equivalent to IDR50,000
HSBC Advance Equivalent to IDR50,000
Non HSBC Premier and HSBC Advance Equivalent to IDR100,000
Other Foreign Currency Savings Account fees
Monthly administration fee[@monthly-admin-fee]
AUD5
CAD5
CHF3
CNY22
EUR3
GBP3
HKD25
JPY500
NZD5
SGD5
Other Foreign Currency Savings Account fees
Monthly administration fee[@monthly-admin-fee] AUD5
Monthly administration fee[@monthly-admin-fee] CAD5
Monthly administration fee[@monthly-admin-fee] CHF3
Monthly administration fee[@monthly-admin-fee] CNY22
Monthly administration fee[@monthly-admin-fee] EUR3
Monthly administration fee[@monthly-admin-fee] GBP3
Monthly administration fee[@monthly-admin-fee] HKD25
Monthly administration fee[@monthly-admin-fee] JPY500
Monthly administration fee[@monthly-admin-fee] NZD5
Monthly administration fee[@monthly-admin-fee] SGD5
Regular Savings Plan (IDR)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Minimum monthly instalment amount IDR500,000 IDR500,000 IDR500,000
Minimum tenor 12 months 12 months 12 months
Maximum tenor 120 months 120 months 120 months
Penalty to close account before maturity date IDR250,000 IDR250,000 IDR250,000
Regular Savings Plan (IDR)
Description Minimum monthly instalment amount
HSBC Premier IDR500,000
HSBC Advance IDR500,000
Non HSBC Premier and HSBC Advance IDR500,000
Description Minimum tenor
HSBC Premier 12 months
HSBC Advance 12 months
Non HSBC Premier and HSBC Advance 12 months
Description Maximum tenor
HSBC Premier 120 months
HSBC Advance 120 months
Non HSBC Premier and HSBC Advance 120 months
Description Penalty to close account before maturity date
HSBC Premier IDR250,000
HSBC Advance IDR250,000
Non HSBC Premier and HSBC Advance IDR250,000
Regular Savings Plan (USD)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Opening balance US$100 US$100 US$100
Minimum monthly instalment amount US$50 US$50 US$50
Minimum balance target US$1,000 US$1,000 US$1,000
Minimum tenor 12 months 12 months 12 months
Maximum tenor 120 months 120 months 120 months
Penalty to close account before maturity date US$20 US$20 US$20
Regular Savings Plan (USD)
Description Opening balance
HSBC Premier US$100
HSBC Advance US$100
Non HSBC Premier and HSBC Advance US$100
Description Minimum monthly instalment amount
HSBC Premier US$50
HSBC Advance US$50
Non HSBC Premier and HSBC Advance US$50
Description Minimum balance target
HSBC Premier US$1,000
HSBC Advance US$1,000
Non HSBC Premier and HSBC Advance US$1,000
Description Minimum tenor
HSBC Premier 12 months
HSBC Advance 12 months
Non HSBC Premier and HSBC Advance 12 months
Description Maximum tenor
HSBC Premier 120 months
HSBC Advance 120 months
Non HSBC Premier and HSBC Advance 120 months
Description Penalty to close account before maturity date
HSBC Premier US$20
HSBC Advance US$20
Non HSBC Premier and HSBC Advance US$20

Term deposits

A list of fees and charges for our term deposits, plus available currencies and tenors where appropriate.

Indonesia Rupiah Time Deposits
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Minimum placement

IDR10 million for 1, 2, 3, 6 and 12 months

 

IDR500 million for 7 and 14 days

IDR10 million for 1, 2, 3, 6 and 12 months

 

IDR500 million for 7 and 14 days

IDR10 million
Tenor 7, 14 days and 1, 2, 3, 6 and 12 months 7, 14 days and 1, 2, 3, 6 and 12 months 1, 2, 3, 6 and 12 months
Indonesia Rupiah Time Deposits
Description Minimum placement
HSBC Premier

IDR10 million for 1, 2, 3, 6 and 12 months

 

IDR500 million for 7 and 14 days

HSBC Advance

IDR10 million for 1, 2, 3, 6 and 12 months

 

IDR500 million for 7 and 14 days

Non HSBC Premier and HSBC Advance IDR10 million
Description Tenor
HSBC Premier 7, 14 days and 1, 2, 3, 6 and 12 months
HSBC Advance 7, 14 days and 1, 2, 3, 6 and 12 months
Non HSBC Premier and HSBC Advance 1, 2, 3, 6 and 12 months
Foreign Currency Time Deposits
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Minimum placement via branch USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000, CNY5,000, HKD5,000 USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000, CNY5,000, HKD5,000 N/A
Currency availability USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF, and CNY USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF, and CNY N/A
Tenor 7, 14 days and 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor] 7, 14 days and 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor] N/A
Foreign Currency Time Deposits
Description Minimum placement via branch
HSBC Premier USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000, CNY5,000, HKD5,000
HSBC Advance USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000, CNY5,000, HKD5,000
Non HSBC Premier and HSBC Advance N/A
Description Currency availability
HSBC Premier USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF, and CNY
HSBC Advance USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF, and CNY
Non HSBC Premier and HSBC Advance N/A
Description Tenor
HSBC Premier 7, 14 days and 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor]
HSBC Advance 7, 14 days and 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor]
Non HSBC Premier and HSBC Advance N/A
Early break fee
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
1-3 months 1% from TD placement 1% from TD placement 1% from TD placement
6 months 2% from TD placement 2% from TD placement 2% from TD placement
12 months 3% from TD placement 3% from TD placement
3% from TD placement
Interest paid for early break No No No
Early break fee
Description 1-3 months
HSBC Premier 1% from TD placement
HSBC Advance 1% from TD placement
Non HSBC Premier and HSBC Advance 1% from TD placement
Description 6 months
HSBC Premier 2% from TD placement
HSBC Advance 2% from TD placement
Non HSBC Premier and HSBC Advance 2% from TD placement
Description 12 months
HSBC Premier 3% from TD placement
HSBC Advance 3% from TD placement
Non HSBC Premier and HSBC Advance 3% from TD placement
Description Interest paid for early break
HSBC Premier No
HSBC Advance No
Non HSBC Premier and HSBC Advance No

Monthly printed paper statement (composite or account statement)

Cost per statement
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Cost per statement Free IDR25,000 IDR25,000
Cost per statement
Description Cost per statement
HSBC Premier Free
HSBC Advance IDR25,000
Non HSBC Premier and HSBC Advance IDR25,000

Composite statements which are sent once a month will be calculated as 1 print. But if you have a statement which is printed for each account, then the charged amount will be based on the number of printed statements.

General account related services

A list of fees and charges for general banking services across our current and savings accounts.

Composited statement printing request (per statement)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Last 3 months Free IDR50,000 IDR50,000
> 3 months IDR50,000 IDR100,000 IDR100,000
Composited statement printing request (per statement)
Description Last 3 months
HSBC Premier Free
HSBC Advance IDR50,000
Non HSBC Premier and HSBC Advance IDR50,000
Description > 3 months
HSBC Premier IDR50,000
HSBC Advance IDR100,000
Non HSBC Premier and HSBC Advance IDR100,000
Account statement printing request (per statement)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Last 3 months Free IDR50,000 IDR50,000
> 3 months IDR50,000 IDR100,000 IDR100,000
Account statement printing request (per statement)
Description Last 3 months
HSBC Premier Free
HSBC Advance IDR50,000
Non HSBC Premier and HSBC Advance IDR50,000
Description > 3 months
HSBC Premier IDR50,000
HSBC Advance IDR100,000
Non HSBC Premier and HSBC Advance IDR100,000
Interest and tax advice summary printing request (per customer)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Via branch Free Free Free
Via personal internet banking Free Free Free
Passbook replacement fee Free Free Free
Interest and tax advice summary printing request (per customer)
Description Via branch
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description Via personal internet banking
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description Passbook replacement fee
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Debit card
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
New Free Free Free
Replacement Free IDR25,000 IDR25,000
- Lost, damaged, retained Free IDR25,000 IDR25,000
- Renewal Free Free Free
PIN printing Free Free IDR10,000
Debit card
Description New
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description Replacement
HSBC Premier Free
HSBC Advance IDR25,000
Non HSBC Premier and HSBC Advance IDR25,000
Description - Lost, damaged, retained
HSBC Premier Free
HSBC Advance IDR25,000
Non HSBC Premier and HSBC Advance IDR25,000
Description - Renewal
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description PIN printing
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance IDR10,000
Maximum transaction amount at ATM
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Cash withdrawal per account per day IDR10 million or equivalent IDR10 million or equivalent IDR10 million or equivalent
Cash withdrawal per card per day IDR20 million or equivalent IDR15 million or equivalent IDR10 million or equivalent
Transfer between accounts per card per day IDR50 million or equivalent IDR25 million or equivalent IDR25 million or equivalent
Interbank transfer per account per day[@interbank-transfer-limit]Footnote link 5 IDR50 million or equivalent IDR50 million or equivalent IDR50 million or equivalent
Declined transfer transaction Free Free IDR5,000
Maximum transaction amount at ATM
Description Cash withdrawal per account per day
HSBC Premier IDR10 million or equivalent
HSBC Advance IDR10 million or equivalent
Non HSBC Premier and HSBC Advance IDR10 million or equivalent
Description Cash withdrawal per card per day
HSBC Premier IDR20 million or equivalent
HSBC Advance IDR15 million or equivalent
Non HSBC Premier and HSBC Advance IDR10 million or equivalent
Description Transfer between accounts per card per day
HSBC Premier IDR50 million or equivalent
HSBC Advance IDR25 million or equivalent
Non HSBC Premier and HSBC Advance IDR25 million or equivalent
Description Interbank transfer per account per day[@interbank-transfer-limit]Footnote link 5
HSBC Premier IDR50 million or equivalent
HSBC Advance IDR50 million or equivalent
Non HSBC Premier and HSBC Advance IDR50 million or equivalent
Description Declined transfer transaction
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance IDR5,000
Accumulation of online and POS transaction limits
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Per card per day IDR25 million or equivalent IDR25 million or equivalent IDR10 million or equivalent
Accumulation of online and POS transaction limits
Description Per card per day
HSBC Premier IDR25 million or equivalent
HSBC Advance IDR25 million or equivalent
Non HSBC Premier and HSBC Advance IDR10 million or equivalent
Cash withdrawal (fee will be charged as per transaction basis)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
HSBC Indonesia ATM Free Free Free
ATM Bersama and Prima networks Free (30 times per month)[@30-times-withdrawal-fee] Free (30 times per month)[@30-times-withdrawal-fee] Free (10 times per month)[@10-times-balance-inquiry-fee]
Visa and Plus networks IDR30,000 IDR30,000 IDR30,000
HSBC ATM - overseas[@overseas-withdrawal-fees] (except US HSBC ATM)[@gats-disconnect] Free[@cash-withdrawal-fee] IDR15,000 IDR15,000
Interbank transfer at ATM Free (30 times per month)[@30-times-withdrawal-fee] Free (30 times per month)[@30-times-withdrawal-fee] Free (10 times per month)[@10-times-balance-inquiry-fee]
Declined cash withdrawal transaction Free Free IDR5,000
Cash withdrawal (fee will be charged as per transaction basis)
Description HSBC Indonesia ATM
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description ATM Bersama and Prima networks
HSBC Premier Free (30 times per month)[@30-times-withdrawal-fee]
HSBC Advance Free (30 times per month)[@30-times-withdrawal-fee]
Non HSBC Premier and HSBC Advance Free (10 times per month)[@10-times-balance-inquiry-fee]
Description Visa and Plus networks
HSBC Premier IDR30,000
HSBC Advance IDR30,000
Non HSBC Premier and HSBC Advance IDR30,000
Description HSBC ATM - overseas[@overseas-withdrawal-fees] (except US HSBC ATM)[@gats-disconnect]
HSBC Premier Free[@cash-withdrawal-fee]
HSBC Advance IDR15,000
Non HSBC Premier and HSBC Advance IDR15,000
Description Interbank transfer at ATM
HSBC Premier Free (30 times per month)[@30-times-withdrawal-fee]
HSBC Advance Free (30 times per month)[@30-times-withdrawal-fee]
Non HSBC Premier and HSBC Advance Free (10 times per month)[@10-times-balance-inquiry-fee]
Description Declined cash withdrawal transaction
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance IDR5,000
Balance inquiry
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
HSBC Indonesia ATM Free Free Free
ATM Bersama and Prima networks Free (30 times per month)[@30-times-withdrawal-fee] Free (30 times per month)[@30-times-withdrawal-fee] Free (10 times per month)[@10-times-balance-inquiry-fee]
Declined balance inquiry transaction Free Free IDR5,000
Balance inquiry
Description HSBC Indonesia ATM
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description ATM Bersama and Prima networks
HSBC Premier Free (30 times per month)[@30-times-withdrawal-fee]
HSBC Advance Free (30 times per month)[@30-times-withdrawal-fee]
Non HSBC Premier and HSBC Advance Free (10 times per month)[@10-times-balance-inquiry-fee]
Description Declined balance inquiry transaction
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance IDR5,000
Cheque, giro and payment orders
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Cheque and giro book order IDR300,000 IDR300,000 IDR300,000
Payment book order IDR75,000 IDR75,000 IDR75,000
Auto save monthly fee IDR30,000 IDR30,000 IDR30,000
Cheque, giro and payment orders
Description Cheque and giro book order
HSBC Premier IDR300,000
HSBC Advance IDR300,000
Non HSBC Premier and HSBC Advance IDR300,000
Description Payment book order
HSBC Premier IDR75,000
HSBC Advance IDR75,000
Non HSBC Premier and HSBC Advance IDR75,000
Description Auto save monthly fee
HSBC Premier IDR30,000
HSBC Advance IDR30,000
Non HSBC Premier and HSBC Advance IDR30,000
IDR cash withdrawal at branch teller
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Up to IDR10,000,000 per transaction Free Free Free
More than IDR10,000,000 per transaction Free Free Free
IDR cash withdrawal at branch teller
Description Up to IDR10,000,000 per transaction
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description More than IDR10,000,000 per transaction
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Foreign currency
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Deposit Free[@foreign-notes-condition-fee] Free[@foreign-notes-condition-fee] Free[@foreign-notes-condition-fee]
Foreign currency
Description Deposit
HSBC Premier Free[@foreign-notes-condition-fee]
HSBC Advance Free[@foreign-notes-condition-fee]
Non HSBC Premier and HSBC Advance Free[@foreign-notes-condition-fee]
Cash withdrawal
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Over the counter

Free up to US$5,000[@max-notes-withdrawal] per day

 

0.75% for the excess[@premier-excess-withdrawal-fee]

Free up to US$1,000[@max-notes-withdrawal] per day

 

0.75% for the excess

Free up to US$500[@max-notes-withdrawal] per day

 

0.75% for the excess

Maximum bank notes withdrawal per month US$50,000[@max-notes-withdrawal] US$10,000[@max-notes-withdrawal] US$5,000[@max-notes-withdrawal]
Fee for exceeding monthly bank notes withdrawal limit 0.75% 0.75% 0.75%
Reference letter Free IDR50,000 IDR100,000
Cash withdrawal
Description Over the counter
HSBC Premier

Free up to US$5,000[@max-notes-withdrawal] per day

 

0.75% for the excess[@premier-excess-withdrawal-fee]

HSBC Advance

Free up to US$1,000[@max-notes-withdrawal] per day

 

0.75% for the excess

Non HSBC Premier and HSBC Advance

Free up to US$500[@max-notes-withdrawal] per day

 

0.75% for the excess

Description Maximum bank notes withdrawal per month
HSBC Premier US$50,000[@max-notes-withdrawal]
HSBC Advance US$10,000[@max-notes-withdrawal]
Non HSBC Premier and HSBC Advance US$5,000[@max-notes-withdrawal]
Description Fee for exceeding monthly bank notes withdrawal limit
HSBC Premier 0.75%
HSBC Advance 0.75%
Non HSBC Premier and HSBC Advance 0.75%
Description Reference letter
HSBC Premier Free
HSBC Advance IDR50,000
Non HSBC Premier and HSBC Advance IDR100,000
Standing instruction
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Set up

Stamp duty only

Stamp duty only

Stamp duty only
Cancellation IDR25,000 IDR50,000 IDR50,000
Monthly fee (per transaction) Free Free Free
In-house transfer Free Free Free
Mail charges to overseas IDR100,000 IDR125,000 N/A
Standing instruction
Description Set up
HSBC Premier

Stamp duty only

HSBC Advance

Stamp duty only

Non HSBC Premier and HSBC Advance Stamp duty only
Description Cancellation
HSBC Premier IDR25,000
HSBC Advance IDR50,000
Non HSBC Premier and HSBC Advance IDR50,000
Description Monthly fee (per transaction)
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description In-house transfer
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description Mail charges to overseas
HSBC Premier IDR100,000
HSBC Advance IDR125,000
Non HSBC Premier and HSBC Advance N/A
Tariff per quarter - dormant and unclaimed account (for current account only)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
IDR account

0

0 0
FCY account Equivalent to US$25 Equivalent to US$25 Equivalent to US$25
Tariff per quarter - dormant and unclaimed account (for current account only)
Description IDR account
HSBC Premier

0

HSBC Advance 0
Non HSBC Premier and HSBC Advance 0
Description FCY account
HSBC Premier Equivalent to US$25
HSBC Advance Equivalent to US$25
Non HSBC Premier and HSBC Advance Equivalent to US$25

Payment services through cheques, giro, draft and transfer services via branch

List of fees and charges for our in-branch payment services.

Local cheque, bilyet giro deposit and clearing
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Deposit fee

Free

IDR2,500

IDR2,500
Clearing fee

Free

IDR2,500

IDR2,500
Collection of Indonesia rupiah cheque (Inkaso) Free IDR20,000 IDR20,000
Local cheque, bilyet giro deposit and clearing
Description Deposit fee
HSBC Premier

Free

HSBC Advance

IDR2,500

Non HSBC Premier and HSBC Advance IDR2,500
Description Clearing fee
HSBC Premier

Free

HSBC Advance

IDR2,500

Non HSBC Premier and HSBC Advance IDR2,500
Description Collection of Indonesia rupiah cheque (Inkaso)
HSBC Premier Free
HSBC Advance IDR20,000
Non HSBC Premier and HSBC Advance IDR20,000
Rejection of Indonesia rupiah cheque
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Insufficient funds

IDR125,000

IDR150,000

IDR150,000
Technical reasons

IDR125,000

IDR150,000

IDR150,000
Rejection of Indonesia rupiah cheque
Description Insufficient funds
HSBC Premier

IDR125,000

HSBC Advance

IDR150,000

Non HSBC Premier and HSBC Advance IDR150,000
Description Technical reasons
HSBC Premier

IDR125,000

HSBC Advance

IDR150,000

Non HSBC Premier and HSBC Advance IDR150,000
Telegraphic transfer - telex fee
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
No currency exchange

0.125% (min US$10 max US$100)

0.125% (min US$10 max US$125)

0.125% (min US$10 max US$125)
Involving currency exchange

IDR50,000

IDR75,000

IDR75,000
Telegraphic transfer - telex fee
Description No currency exchange
HSBC Premier

0.125% (min US$10 max US$100)

HSBC Advance

0.125% (min US$10 max US$125)

Non HSBC Premier and HSBC Advance 0.125% (min US$10 max US$125)
Description Involving currency exchange
HSBC Premier

IDR50,000

HSBC Advance

IDR75,000

Non HSBC Premier and HSBC Advance IDR75,000
Telegraphic transfer - telex fee (if remitter bears all charges, including correspondence charges)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
For USD TT-OUR

US$25 plus the tariff above[@USD25-remitter-fee]

US$25 plus the tariff above[@USD25-remitter-fee]

US$25 plus the tariff above[@USD25-remitter-fee]
For non USD TT-OUR

Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]

Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]

Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]
TT inward (same currency) Free Free US$5
Telegraphic transfer - telex fee (if remitter bears all charges, including correspondence charges)
Description For USD TT-OUR
HSBC Premier

US$25 plus the tariff above[@USD25-remitter-fee]

HSBC Advance

US$25 plus the tariff above[@USD25-remitter-fee]

Non HSBC Premier and HSBC Advance US$25 plus the tariff above[@USD25-remitter-fee]
Description For non USD TT-OUR
HSBC Premier

Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]

HSBC Advance

Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]

Non HSBC Premier and HSBC Advance Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]
Description TT inward (same currency)
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance US$5
Telegraphic transfer - request for fund transfer from HSBC overseas branches
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Instruction sent by telex

IDR50,000

IDR75,000 N/A
Instruction sent by mail

IDR50,000

IDR75,000 N/A
Telegraphic transfer - request for fund transfer from HSBC overseas branches
Description Instruction sent by telex
HSBC Premier

IDR50,000

HSBC Advance IDR75,000
Non HSBC Premier and HSBC Advance N/A
Description Instruction sent by mail
HSBC Premier

IDR50,000

HSBC Advance IDR75,000
Non HSBC Premier and HSBC Advance N/A
Investigation, amendment, cancellation[@transfer-refunds] for TT
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Handling fee

US$10

US$10 US$10
Correspondence bank fee

Min US$40 or equivalent

Min US$40 or equivalent Min US$40 or equivalent
Investigation, amendment, cancellation[@transfer-refunds] for TT
Description Handling fee
HSBC Premier

US$10

HSBC Advance US$10
Non HSBC Premier and HSBC Advance US$10
Description Correspondence bank fee
HSBC Premier

Min US$40 or equivalent

HSBC Advance Min US$40 or equivalent
Non HSBC Premier and HSBC Advance Min US$40 or equivalent
Autodebit fee
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Telkomsel HALO, Telkom Vision, Telkom Fixed Line, Speedy

IDR3,000

IDR3,000 IDR3,000
Autodebit fee
Description Telkomsel HALO, Telkom Vision, Telkom Fixed Line, Speedy
HSBC Premier

IDR3,000

HSBC Advance IDR3,000
Non HSBC Premier and HSBC Advance IDR3,000

General account related and payment services via phone banking

List of fees and charges for our phone banking and payment services, plus available currencies and tenors where appropriate.
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Cheque and giro book order

IDR300,000

IDR300,000 IDR300,000
Payment book order IDR75,000 IDR75,000 IDR75,000
SKN Free IDR2,900 IDR2,900
In-house transfer Free Free Free
RTGS IDR25,000 IDR30,000 IDR30,000
List of fees and charges for our phone banking and payment services, plus available currencies and tenors where appropriate.
Description Cheque and giro book order
HSBC Premier

IDR300,000

HSBC Advance IDR300,000
Non HSBC Premier and HSBC Advance IDR300,000
Description Payment book order
HSBC Premier IDR75,000
HSBC Advance IDR75,000
Non HSBC Premier and HSBC Advance IDR75,000
Description SKN
HSBC Premier Free
HSBC Advance IDR2,900
Non HSBC Premier and HSBC Advance IDR2,900
Description In-house transfer
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description RTGS
HSBC Premier IDR25,000
HSBC Advance IDR30,000
Non HSBC Premier and HSBC Advance IDR30,000
Telegraphic transfer
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Involving currency exchange

IDR50,000

IDR75,000 IDR75,000
No currency exchange 0.125% (min US$10 max US$100) 0.125% (min US$10 max US$125) 0.125% (min US$10 max US$125)
Telegraphic transfer
Description Involving currency exchange
HSBC Premier

IDR50,000

HSBC Advance IDR75,000
Non HSBC Premier and HSBC Advance IDR75,000
Description No currency exchange
HSBC Premier 0.125% (min US$10 max US$100)
HSBC Advance 0.125% (min US$10 max US$125)
Non HSBC Premier and HSBC Advance 0.125% (min US$10 max US$125)
Telegraphic transfer (if remitter bears all charges, including correspondence charges)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
For USD TT-OUR

US$25 plus the tariff above[@USD25-remitter-fee]

US$25 plus the tariff above[@USD25-remitter-fee] US$25 plus the tariff above[@USD25-remitter-fee]
For non USD TT-OUR Equivalent to US$30 plus the tariff above[@USD30-remitter-fee] Equivalent to US$30 plus the tariff above[@USD30-remitter-fee] Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]
Telegraphic transfer (if remitter bears all charges, including correspondence charges)
Description For USD TT-OUR
HSBC Premier

US$25 plus the tariff above[@USD25-remitter-fee]

HSBC Advance US$25 plus the tariff above[@USD25-remitter-fee]
Non HSBC Premier and HSBC Advance US$25 plus the tariff above[@USD25-remitter-fee]
Description For non USD TT-OUR
HSBC Premier Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]
HSBC Advance Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]
Non HSBC Premier and HSBC Advance Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]
Transaction limit
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
In-house transfer same customer

IDR5 billion

IDR2.5 billion IDR200 million
Third party transfer IDR2.5 billion IDR1 billion IDR150 million
Transaction limit
Description In-house transfer same customer
HSBC Premier

IDR5 billion

HSBC Advance IDR2.5 billion
Non HSBC Premier and HSBC Advance IDR200 million
Description Third party transfer
HSBC Premier IDR2.5 billion
HSBC Advance IDR1 billion
Non HSBC Premier and HSBC Advance IDR150 million
Indonesia Rupiah Time Deposits
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Minimum placement

IDR10 million

IDR10 million IDR10 million
Tenor 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor] 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor] 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor]
Indonesia Rupiah Time Deposits
Description Minimum placement
HSBC Premier

IDR10 million

HSBC Advance IDR10 million
Non HSBC Premier and HSBC Advance IDR10 million
Description Tenor
HSBC Premier 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor]
HSBC Advance 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor]
Non HSBC Premier and HSBC Advance 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor]
Foreign Currency Time Deposits
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Minimum placement via branch

USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000 CNY5,000, HKD5,000

USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000 CNY5,000, HKD5,000 N/A
Currency availability USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY N/A
Tenor 1, 2, 3, 6 and 12 month deposits 1, 2, 3, 6 and 12 month deposits N/A
Foreign Currency Time Deposits
Description Minimum placement via branch
HSBC Premier

USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000 CNY5,000, HKD5,000

HSBC Advance USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000 CNY5,000, HKD5,000
Non HSBC Premier and HSBC Advance N/A
Description Currency availability
HSBC Premier USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY
HSBC Advance USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY
Non HSBC Premier and HSBC Advance N/A
Description Tenor
HSBC Premier 1, 2, 3, 6 and 12 month deposits
HSBC Advance 1, 2, 3, 6 and 12 month deposits
Non HSBC Premier and HSBC Advance N/A

General account related and payment services via online and mobile banking

List of fees and charges for our online and mobile banking and payment services, plus available currencies and tenors where appropriate.
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
In-house transfer Free Free Free
SKN Free Free IDR2,900
RTGS IDR25,000 IDR30,000 IDR30,000
Online real time transfer Free Free up to 30 transactions per month - next transactions cost IDR7,500 per transaction Free up to 10 transactions per month - next transactions cost IDR7,500 per transaction
Top up e-Wallet Free of bank administration fee[@e-wallet-admin-fee]Footnote link 19Footnote link 19 Free of bank administration fee[@e-wallet-admin-fee] up to 30 transactions per month - next transactions cost IDR7,500 per transaction N/A
BI-Fast[@bi-fast-availability]Footnote link 17Footnote link 17 Free Free N/A
List of fees and charges for our online and mobile banking and payment services, plus available currencies and tenors where appropriate.
Description In-house transfer
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance Free
Description SKN
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance IDR2,900
Description RTGS
HSBC Premier IDR25,000
HSBC Advance IDR30,000
Non HSBC Premier and HSBC Advance IDR30,000
Description Online real time transfer
HSBC Premier Free
HSBC Advance Free up to 30 transactions per month - next transactions cost IDR7,500 per transaction
Non HSBC Premier and HSBC Advance Free up to 10 transactions per month - next transactions cost IDR7,500 per transaction
Description Top up e-Wallet
HSBC Premier Free of bank administration fee[@e-wallet-admin-fee]Footnote link 19Footnote link 19
HSBC Advance Free of bank administration fee[@e-wallet-admin-fee] up to 30 transactions per month - next transactions cost IDR7,500 per transaction
Non HSBC Premier and HSBC Advance N/A
Description BI-Fast[@bi-fast-availability]Footnote link 17Footnote link 17
HSBC Premier Free
HSBC Advance Free
Non HSBC Premier and HSBC Advance N/A
Telegraphic transfer
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Involving currency exchange IDR35,000 IDR50,000 IDR50,000
No currency exchange 0.125% (min US$10 max US$75) 0.125% (min US$10 max US$100) 0.125% (min US$10 max US$100)
Telegraphic transfer
Description Involving currency exchange
HSBC Premier IDR35,000
HSBC Advance IDR50,000
Non HSBC Premier and HSBC Advance IDR50,000
Description No currency exchange
HSBC Premier 0.125% (min US$10 max US$75)
HSBC Advance 0.125% (min US$10 max US$100)
Non HSBC Premier and HSBC Advance 0.125% (min US$10 max US$100)
Telegraphic transfer (if remitter bears all charges, including correspondence charges)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
For USD TT-OUR US$25 plus the tariff above[@USD25-remitter-fee] US$25 plus the tariff above[@USD25-remitter-fee] US$25 plus the tariff above[@USD25-remitter-fee]
For non USD TT-OUR Equivalent to US$30 plus the tariff above[@USD30-remitter-fee] Equivalent to US$30 plus the tariff above[@USD30-remitter-fee] Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]
Global transfer Free US$7 N/A
Bill payment IDR1,500 - IDR3,000 IDR1,500 - IDR3,000 IDR1,500 - IDR3,000
Telegraphic transfer (if remitter bears all charges, including correspondence charges)
Description For USD TT-OUR
HSBC Premier US$25 plus the tariff above[@USD25-remitter-fee]
HSBC Advance US$25 plus the tariff above[@USD25-remitter-fee]
Non HSBC Premier and HSBC Advance US$25 plus the tariff above[@USD25-remitter-fee]
Description For non USD TT-OUR
HSBC Premier Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]
HSBC Advance Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]
Non HSBC Premier and HSBC Advance Equivalent to US$30 plus the tariff above[@USD30-remitter-fee]
Description Global transfer
HSBC Premier Free
HSBC Advance US$7
Non HSBC Premier and HSBC Advance N/A
Description Bill payment
HSBC Premier IDR1,500 - IDR3,000
HSBC Advance IDR1,500 - IDR3,000
Non HSBC Premier and HSBC Advance IDR1,500 - IDR3,000
Transaction limit
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
In-house transfer same customer IDR2.5 billion IDR2.5 billion IDR2.5 billion
Third party transfer[@3rd-party-transfer-limits] IDR1 billion IDR1 billion IDR1 billion
Bill payment IDR600 million IDR600 million IDR600 million
Global transfer US$100,000 or equivalent US$100,000 or equivalent
N/A
Transaction limit
Description In-house transfer same customer
HSBC Premier IDR2.5 billion
HSBC Advance IDR2.5 billion
Non HSBC Premier and HSBC Advance IDR2.5 billion
Description Third party transfer[@3rd-party-transfer-limits]
HSBC Premier IDR1 billion
HSBC Advance IDR1 billion
Non HSBC Premier and HSBC Advance IDR1 billion
Description Bill payment
HSBC Premier IDR600 million
HSBC Advance IDR600 million
Non HSBC Premier and HSBC Advance IDR600 million
Description Global transfer
HSBC Premier US$100,000 or equivalent
HSBC Advance US$100,000 or equivalent
Non HSBC Premier and HSBC Advance N/A
Statement printing request (per statement)
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Last 3 months Free IDR10,000 IDR10,000
> 3 - 6 months Free IDR30,000 IDR30,000
> 6 - 12 months Free IDR50,000 IDR50,000
> 12 months IDR100,000 IDR100,000 IDR100,000
Statement printing request (per statement)
Description Last 3 months
HSBC Premier Free
HSBC Advance IDR10,000
Non HSBC Premier and HSBC Advance IDR10,000
Description > 3 - 6 months
HSBC Premier Free
HSBC Advance IDR30,000
Non HSBC Premier and HSBC Advance IDR30,000
Description > 6 - 12 months
HSBC Premier Free
HSBC Advance IDR50,000
Non HSBC Premier and HSBC Advance IDR50,000
Description > 12 months
HSBC Premier IDR100,000
HSBC Advance IDR100,000
Non HSBC Premier and HSBC Advance IDR100,000
Indonesia Rupiah Time Deposits
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Minimum placement

IDR10 million for 1, 2, 3, 6 and 12 months

 

IDR100 million for 7 and 14 days

IDR10 million for 1, 2, 3, 6 and 12 months

 

IDR100 million for 7 and 14 days

IDR10 million
Tenor 7, 14 days and 1, 2, 3, 6 and 12 month deposits 7, 14 days and 1, 2, 3, 6 and 12 month deposits 1, 2, 3, 6 and 12 month deposits
Indonesia Rupiah Time Deposits
Description Minimum placement
HSBC Premier

IDR10 million for 1, 2, 3, 6 and 12 months

 

IDR100 million for 7 and 14 days

HSBC Advance

IDR10 million for 1, 2, 3, 6 and 12 months

 

IDR100 million for 7 and 14 days

Non HSBC Premier and HSBC Advance IDR10 million
Description Tenor
HSBC Premier 7, 14 days and 1, 2, 3, 6 and 12 month deposits
HSBC Advance 7, 14 days and 1, 2, 3, 6 and 12 month deposits
Non HSBC Premier and HSBC Advance 1, 2, 3, 6 and 12 month deposits
Foreign Currency Time Deposits
Description HSBC Premier HSBC Advance Non HSBC Premier and HSBC Advance
Minimum placement via branch USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000, CNY5,000, HKD5,000 USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000, CNY5,000, HKD5,000 N/A
Currency availability USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY N/A
Tenor 7, 14 days and 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor]Footnote link 4 7, 14 days and 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor]Footnote link 4 N/A
Foreign Currency Time Deposits
Description Minimum placement via branch
HSBC Premier USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000, CNY5,000, HKD5,000
HSBC Advance USD1,000, EUR1,000, GBP1,000, AUD1,000, NZD1,000, SGD1,000, CAD1,000, CHF1,000, CNY5,000, HKD5,000
Non HSBC Premier and HSBC Advance N/A
Description Currency availability
HSBC Premier USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY
HSBC Advance USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, CHF and CNY
Non HSBC Premier and HSBC Advance N/A
Description Tenor
HSBC Premier 7, 14 days and 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor]Footnote link 4
HSBC Advance 7, 14 days and 1, 2, 3, 6 and 12 month deposits[@time-deposits-tenor]Footnote link 4
Non HSBC Premier and HSBC Advance N/A

Additional information