HSBC Visa Platinum

Terms and Conditions

This program applies to HSBC Visa Platinum Credit Card applications by (1) Customers or prospective Customers who do not yet have an HSBC credit card, (2) Customers who have closed their HSBC credit card facility for more than 180 (one hundred and eighty) calendar days, and (3) HSBC Customers whose credit card applications have been approved by PT Bank HSBC Indonesia (“HSBC”), hereinafter referred to as "Customers." This program is issued by HSBC and is valid until 30 June 2026, with the following conditions:

Approved HSBC Visa Platinum Main Credit Card Applications

1. Customers are entitled to a cashback of IDR500,000 (five hundred thousand Rupiah) if they activate their Visa Platinum Credit Card through the HSBC Indonesia Mobile Banking application and meet the accumulated spending requirements of IDR5,000,000 (five million Rupiah) within 60 days from the card print date stated in the Card Delivery Cover Letter.
2. Customers are entitled to receive a cashback of IDR250,000 (two hundred and fifty thousand Rupiah) if they meet the accumulated spending requirement of IDR5,000,000 (five million Rupiah) within 60 days from the card print date stated in the Card Delivery Cover Letter, but the Visa Platinum Credit Card is not activated through the HSBC Indonesia Mobile Banking application.
3. The following illustrates the program period calculation:

• Card print date: 15 March 2026
• Transaction deadline: 14 May 2026 (60 days from March 15, 2026)
• Transactions made after 14 May 2026, will not count towards the minimum transaction requirement to receive the reward
• Customers must activate the approved card through HSBC Mobile Banking and then make accumulated transactions during the program period mentioned above, totaling IDR 5,000,000
• Because the amount meets the requirements, the Customer is entitled to a cashback reward of IDR500,000

Approved HSBC Supplementary Credit Card Application

1. The Customer is entitled to a cashback reward of IDR100,000 if the Customer makes a minimum of 1 (one) transaction anywhere with no minimum transaction value using the relevant HSBC Supplementary Credit Card, no later than 60 days from the card print date stated in the Card Delivery Cover Letter.

Illustration:

• Supplementary Card Print Date: 1 May 2026
• Transaction Deadline: 30 June 2026 (60 days from 1 May 2026)
• The Customer must make at least 1 transaction on the approved card during the period mentioned above
• Transactions made after 30 June 2026, will not count towards the reward

2. A maximum of three supplementary credit cards will be eligible for a cashback of IDR100,000 each per primary credit card.

3. Each approved supplementary credit card will receive a waived annual fee for one year.

General Terms and Conditions

1. Transactions not considered towards the minimum requirements include cash advances, bill payments (Best Bill), and installments.
2. Cashback will be credited to the customer's HSBC credit card no later than two months after the program period ends (excluding canceled transactions), provided the card is active and has no outstanding payments.
3. This program does not apply to employees of PT Bank HSBC Indonesia.
4. HSBC reserves the right to change these Terms and Conditions with prior notice to the cardholder.

Minimum credit card payment limit is 5% of the total bill, with additional (if any) the amount in arrears and or the amount that has exceeded the credit limit.