5 considerations when building your dream home

You know you need a bigger house when your little boy keeps venting his frustration at his remote-controlled toy car for always crashing into the walls and furniture. Or when your little princess ballerina keeps whining about the lack of space for her to practice her arabesque.

Home is where the heart is - you want it to be the place where the happiest memories are created, not just for you but also your loved ones. Here are 5 considerations to make before you start building your dream home:

1. Size

The number of family members who will be staying with you - this may include your parents or grandparents - will ultimately determine how big your dream house should be.

2. Facilities

Take into consideration the hobbies and interests of your family. Your father may have a penchant for movies and your mother might be happiest when she is cooking the family a feast - so you might want to consider installing a home theatre system and a decent kitchen.

3. Financing

Choose a trusted and reliable financial institutions for your home loan. Study the interest rates, installment simulations and home loan features on offer. Even better, start your Home Ownership Plan by saving from Rp 3.5 million/month with HSBC Advance and get Home Loan up to 100x of your monthly saving.

4. Funding for additional necessities

No house is complete without interior decorations and furniture. Equip your house without disrupting your needs and monthly cashflow by taking advantage of our Home Renovation Loan of up to Rp 250 million.

5. Maintaining your own lifestyle

It goes without saying that the financial commitment to realizing your dream home is huge, and will most likely have an effect on your personal budget. Despite this, its important to keep in mind that investing in property will result in returns in the long run. To ensure your own lifestyle as well as that of your family's don't take too much of a backseat, take advantage of our credit cards that give you access to dining, shopping and travelling promos from over 1,500 merchants.

The more you look into what you need to consider when building your dream home, the more you will realize that it is not as difficult as you might have thought as first, so long as you have a solid game plan in place - and a financial partner that understands your needs. Apply now and let HSBC assist you in your journey towards making your dream come true.

Apply now and get cash back up to Rp 1.85 million.

APPLY NOW