Dare to buy your first home!

Buying a home needs careful preparation both financially and mentally. Read the following tips so you can take the liberty of taking steps to buy your first home!

  1. Know your savings potential
    Audit your routine expenses and separate what you really need from what you don't. All expenditures that are not direct needs are potential savings. Easy isn't it? But you don't need to worry about sacrificing a lifestyle to save money. Take advantage of special offers every day for shopping, dining and traveling from HSBC credit cards and debit cards!
  2. Stick to your savings
    Adhere to set aside savings before your monthly income is deducted for other expenses.
  3. Choose a financial solution, not just savings
    Wisely choose savings products and financial partners. Regular savings without excellence that answers your needs is certainly not ideal to start the plan for the realization of your home.
  4. Use bonus as savings
    Apart from salary, you can also save when receiving a bonus. Because bonuses are not routine income, don't use them for daily needs, but save them directly to a savings account.


How HSBC Advance can help you have a dream home

Home Loan up to IDR 1.49 Billion
The HSBC Home Loan provides flexibility that allows you to control your finances through competitive interest rates, financing property purchases, transferring loans and financing to support your every step.

Renovation Loan up to IDR 125 Million
The house can continue to change according to the needs and comfort of its residents. HSBC FlexiCredit will help you build a dream home where you can share activities and togetherness with all family members.

Dozens of mutual fund and bond products with initial investments starting from IDR 500,000
Optimize your finances with a variety of investment products, such as mutual funds and bonds, through HSBC Advance. Enjoy the convenience of making transactions and monitoring the progress of your investment portfolio anytime and anywhere through the Wealth Dashboard on HSBC Internet Banking.

Private discussion with the HSBC financial team
Our Advance Manager is ready to understand your financial needs and help you do financial planning to help you achieve your financial goals.