Range of funds | HSBC Indonesia

Saving is necessary, but investing is also important.
A Rupiah saved today may buy you less in five or ten years' time because the cost for essentials like education, housing and medical services may rise faster than your savings.

Mutual funds are a pool of money invested in stocks, bonds and money market instruments managed by an independent professional fund managers in order to maximize returns and diversify risks for investors.

What are the risk?

Mutual funds spread overall investment risk by having range of stocks from different institutions and Indonesian government guaranteed bonds. There is also a range of funds to choose from to match your personal risk appetite.

What are the benefits?

Professional fund managers

A team of experts from Schroders, Manulife, BNP Paribas and First State will take good care of your investment. They will focus on the daily performance of the markets and make expert investment decisions on your behalf.

Tax advantage

Returns from Indonesian mutual funds are not taxable.

High Liquidity

You can redeem some or all of your investments at anytime, subject to any redemption fees.
Investments historically provide a better return over the long-term.

Low initial investment

The minimum investment amount starts at only IDR 20 million.
Subsequent mutual fund purchase through HSBC Internet Banking starts at only IDR 2.5 million.

Further flexibility with HSBC Investment Link facility

Invesment Link gives you the flexibility to access extra cash to cover your short term needs while allowing your mutual fund investments keep working for you.

Money Market Funds

Mandiri Investa Pasar Uang

► Prospectus | ► Factsheet

Manulife Flexinvest Plus

► Prospectus | ► Factsheet

Schroder Dana Likuid

► Prospectus | ► Factsheet

Fixed Income Funds

BNP Paribas Prima II

► Prospectus | ► Factsheet

BNP Paribas Prima USD

► Prospectus | ► Factsheet

BNP Paribas Prima Asia USD

► Prospectus | ► Factsheet

BNP Paribas Rupiah Plus

► Prospectus | ► Factsheet

Manulife Dana Tetap Pemerintah

► Prospectus | ► Factsheet

Manulife Obligasi Negara Indonesia II

► Prospectus | ► Factsheet

Schroder Dana Andalan II

► Prospectus | ► Factsheet

Schroder Dana Mantap Plus II

► Prospectus | ► Factsheet

Schroder USD Bond Fund

► Prospectus | ► Factsheet

Balanced Funds

Batavia USD Balanced Asia

► Prospectus | ► Factsheet

BNP Paribas Equitra

► Prospectus | ► Factsheet

BNP Paribas Equitra Amanah

► Prospectus | ► Factsheet

BNP Paribas Komoditas Plus

► Prospectus | ► Factsheet

BNP Paribas Spektra

► Prospectus | ► Factsheet

First State MultiStrategy Fund

► Prospectus | ► Factsheet

Mandiri Investa Syariah Berimbang

► Prospectus | ► Factsheet

Manulife Dana Campuran

► Prospectus | ► Factsheet

Schroder Dana Kombinasi

► Prospectus | ► Factsheet

Schroder Dana Terpadu II

► Prospectus | ► Factsheet

Schroder Syariah Balanced Fund

► Prospectus | ► Factsheet

Equity Funds

BNP Paribas Ekuitas

► Prospectus | ► Factsheet

BNP Paribas Infrastruktur Plus

► Prospectus | ► Factsheet

BNP Paribas Pesona

► Prospectus | ► Factsheet

BNP Paribas Pesona Amanah

► Prospectus | ► Factsheet

BNP Paribas Solaris

► Prospectus | ► Factsheet

BNP Paribas Star

► Prospectus | ► Factsheet

First State Indo Equity Sectoral Fund

► Prospectus | ► Factsheet

Mandiri Investa Atraktif

► Prospectus | ► Factsheet

Mandiri Investa Atraktif Syariah

► Prospectus | ► Factsheet

Manulife Dana Saham

► Prospectus | ► Factsheet

Manulife Saham Andalan

► Prospectus | ► Factsheet

Manulife Syariah Sektoral Amanah

► Prospectus | ► Factsheet

Schroder Dana Istimewa

► Prospectus | ► Factsheet

Schroder Dana Prestasi Plus

► Prospectus | ► Factsheet

Schroder 90 Plus Equity Fund

► Prospectus | ► Factsheet

Four easy steps to start investing in mutual funds

1.

Complete the Risk Profile Questionnaire by visiting HSBC branch nearby.
Note: This is mandatory prior your first mutual fund subscription.

2.

Review and choose funds that suit your risk profile and preferred market exposure.

3.

Subscribe to your selected fund at HSBC branch (for first time subscription only), then top up or redeem through HSBC Personal Internet Banking.

4.

Review and rebalance your portfolio regularly.
Please contact us if you would like to discuss your rebalancing needs.

► What is mutual fund?

Mutual funds are a pool of money invested in stocks, bonds and money market instruments managed by an professional fund managers in order to maximise returns and diversify risks for investors.

► What are the types of mutual fund?

Our mutual fund offering ranges across all assets class, which include money market fund, fixed income fund, balanced fund and equity fund. Each of these funds has a different risk profile and characteristics.

► What is the minimum amount to buy a mutual fund in HSBC?

You can start investing in a mutual fund with a relatively low amount of IDR 20 million.
Subsequent mutual fund purchase through HSBC Internet Banking starts at only IDR 5 million.

► Can I get easy access to my investment?

You can buy and sell mutual funds on any bourse day. Furthermore, you can carry out your mutual fund transaction through HSBC Internet banking.

► Are they high risk?

Mutual Funds have an element of risk which is comparatively lower than direct investment on the stock market, because your investment is diversified and adopt a long term approach.

► What about the returns?

Since mutual funds are comparatively low risk, therefore they tend to offer lower rates of return in comparison to high-risk direct investments such as stocks. However, over the long-term, your overall return is more stable making them attractive long-term investments.

► Are they difficult to monitor?

Professional fund managers do this for you, so you don't have to monitor them on a daily basis. They have access to information and research statistics from economists and analysts around the world, and keep you regularly updated of major changes.

► What about the fees incurred?

Mutual fund fees are lower than if you were to set up an individual fund or investment. This is due to economy of scale as large number of investors are involved in a fund, the fee/cost is therefore shared and thus reduced.

Customer must read the prospectus prior to making their investment decision and must understand the risks involved in mutual fund investments including the potential loss of principal.
HSBC does not give advice to customers on their investment decision.
Customer must understand that historical performance does not guarantee future performance.
HSBC does not guarantee the underlying investments, principal or returns on customers' investments. Investment in mutual funds are not covered by the deposit insurance programe of the Indonesian deposit insurance corporation.

Mutual Funds

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