This financial need analysis is made available to you by HSBC Bank (Indonesia) (named as “The Bank” hereafter) as a self-aided tool to help you understand and make your own planning for your financial needs. The Bank cannot and does not guarantee its applicability or accuracy in regards to your individual circumstances. All calculation results of the financial need analysis are for your reference only, and should not be construed as financial advice, recommendation, an offer, solicitation, advice or promotion to buy or sell any products. The Bank makes no representation or warranty of completeness, correction, or accuracy of any above analysis, nor is any responsibility of any kind accepted with respect to consequential loss and damage arising from the use of this tool.