You are here:

You are not logged on.  Log on to Internet Banking Icon: Not logged on

Complete Insurance

comprehensive_insurance

What's New

AirAsia HSBC Visa Card offers you free travel accident insurance for your online ticket purchase.

Complete Insurance

► Credit Pro**

Provide your family with Credit Pro to cover outstanding credit card payments in the event of Total Permanent Disability or in the event of death up to Rp20,000,000 (Classic Card), Rp100,000,000 (Gold Card), Rp300,000,000 (Premier & Platinum Card) with competitive monthly premium. Please contact 24-hours HSBC Phone Banking Services to apply. Credit Pro is provided by PT. ACE Life Assurance.

 

Coverage / Benefits**

Classic Card

Gold Card

Premier MasterCard

Platinum Visa Card

Monthly Premium

0.69% from
outstanding balance

0.69% from
outstanding balance

0.69% from
outstanding balance

0.69% from
outstanding balance

Death due to Sickness

1x outstanding
balance

1x outstanding
balance

1x outstanding
balance

1x outstanding
balance

Death due to Accident

2x outstanding
balance

2x outstanding
balance

2x outstanding
balance

2x outstanding
balance

Maximum Coverage

Up to Rp20,000,000

Up to Rp100,000,000

Up to Rp300,000,000

Up to Rp300,000,000

Total Permanent Disability

Available

Available

Available

Available

Total Temporary Disability

Rp50,000 or 10% of outstanding balance*

Rp50,000 or 10% of outstanding balance*

Rp50,000 or 10% of outstanding balance*

Rp50,000 or 10% of outstanding balance*


*Whichever is higher
**This benefit valid starting March 2009.

Click here for Credit Pro Terms and Conditions/General Certificate

► Travel Accident Insurance*

When you purchase airline tickets with your HSBC credit card, you will automatically receive travel accident insurance:

Detail

Platinum Visa Card

Premier MasterCard

AirAsia HSBC Visa Gold

AirAsia HSBC Visa Classic

Maximum Coverage

Up to 
Rp1,000,000,000

Up to
Rp10,000,000,000

Up to
Rp500,000,000

Up to
Rp250,000,000

Coverage Type

Accidental Death & Dismemberment

Accidental Death & Dismemberment

Accidental Death & Dismemberment

Accidental Death & Dismemberment

► Purchase Protection*

When you make a purchase with your HSBC credit card, you will automatically receive purchase for a 30 day period from the date of the purchase:

 

Platinum Visa Card

Premier MasterCard®

Maximum Coverage per Item

Up to  Rp50,000,000

Up to 
Rp60,000,000

Maximum Coverage per Event

Up to 
Rp150,000,000

Up to 
Rp150,000,000

► Travel Inconvenience*

Wherever you travel, your HSBC credit card provides insurance protection covering luggage delay, luggage loss, flight delayed, or missed connection

Benefit

Platinum Visa Card

Premier MasterCard

Filight Delay (+ 4 hours)

Up to Rp14,000,000

Up to Rp16,000,000

Missed Connection (+4 hours)

Up to Rp14,000,000

Up to Rp16,000,000

Luggage Delay (+6 hours)

Up to Rp14,000,000

Up to Rp16,000,000

Luggage Loss (+48 hours)

Up to Rp60,000,000

Up to Rp80,000,000

► Overseas Travel Family Medical Insurance*

Your HSBC credit card provides accident and illness coverage for you and your family while overseas traveling.

Detail

Platinum Visa Card

Premier MasterCard

Maximum Coverage

Up to Rp500,000,000

Up to Rp500,000,000

► Personal Protection Plus

Personal Protection Plus, a product of PT. Asuransi CIGNA, provides you life protection for an affordable monthly premium price starting Rp49,000. It gives you flexible premium payment and coverage periods, which allows you to stop coverage in any month by stopping payment in said month. In addition, a variety of Service Assistance is available, which includes Health Consultation and Evaluation Service, Medical Evacuation and Transportation for Insured's Family Members.

*Benefits

Plan 1

Plan 2

Plan 3

Plan 4

Plan 5

Death benefit for death due to any reason

Rp20,000,000

Rp30,000,000

Rp50,000,000

Rp70,000,000

Rp100,000,000

Death benefit for death due to accident

Rp200,000,000

Rp300,000,000

Rp500,000,000

Rp700,000,000

Rp1,000,000,000

Service Assistance

Provided


*Kindly note that the premium price increases as the benefit gets larger.

► Critical Protection Plus

Critical Protection Plus, a product of PT. Asuransi CIGNA, covers you for a list of major critical illnesses by giving you a favorable benefit should you contract one of the listed illnesses or if you die due to any reason. You are free to choose the level of benefit you want proportional to a competitive premium price starting from Rp38,000.

The covered critical illnesses are:

  1. Cancer
  2. Coronary Artery Disease requiring Bypass Surgery
  3. Heart Valve Replacement
  4. Stroke
  5. Kidney Failure
  6. Liver Failure
  7. Myocardial Infarction
  8. Coma
  9. Major Organ Transplant
  10. Major Burns

*Benefits

Plan 1

Plan 2

Plan 3

Plan 4

Critical Illness

Rp50,000,000

Rp100,000,000

Rp200,000,000

Rp300,000,000

Death due to any cause

Rp50,000,000

Rp100,000,000

Rp200,000,000

Rp300,000,000


*Kindly note that the premium price increases as the benefit gets larger.

► Hospital Plan Protection

This product gives you fixed daily benefit in case you are hospitalized, and double if you spend the night in the ICU. It also provides No Claim Bonus, in which 30% of your accumulated yearly premium is refunded back to you. The premium starts from merely Rp49,000. Hospital Plan Protection is provided by PT. ACE INA.

*Benefits

Plan Gold (Per Day)

Plan Platinum (Per Day)

Plan Infinite (Per Day)

Plan Advance (Per Day)

Plan Premier (Per Day)

Daily Hospitalization (Max 180 Days)

Rp300,000

Rp500,000

Rp700,000

Rp900,000

Rp1,000,000

Double Benefits in ICU (Max 180 Days)

Rp600,000

Rp1,000,000

Rp1,400,000

Rp1,800,000

Rp2,000,000

No Claim Bonus (NCB) 30% per year

Available

Available

Available

Available

Available

Medical Second Opinion (MSO)

Available

Available

Available

Available

Available


*Kindly note that the premium price increases as the benefit gets larger.

► Accident Protection Plus

Accident Protection Plus is offered for those who want to be covered for accidents, including death due to accident, permanent disability due to accident and robbery in Taxi and private vehicles. The premium starts from merely Rp49,000. Accident Protection Plus is a product of PT. ACE INA.

*Benefits

Plan Gold

Plan Platinum

Plan Infinite

Plan Advance

Plan Premier

Death due to accident

Rp300,000,000

Rp500,000,000

Rp700,000,000

Rp900,000,000

Rp1,000,000,000

Permanent Total Disability due to accident

Rp300,000,000

Rp500,000,000

Rp700,000,000

Rp900,000,000

Rp1,000,000,000

Robbery in Taxi and Private Vehicle (Automobile and Motorcycle)

Rp3,000,000

Rp5,000,000

Rp7,000,000

Rp9,000,000

Rp10,000,000


*Kindly note that the premium price increases as the benefit gets larger.

► Amanah Protection Plus

This is an increasing term life product which also offers No Claim Bonus. The Sum Insured of Amanah Protection Plus increases 10% each year up to a maximum of 200% from the initial Sum Insured. After reaching 200%, the amount stays the same throughout coverage. In addition, if the Insured is still alive at the end of protection period, 25% of premium paid will be refunded (No Claim Bonus). The premium starts from merely Rp13,000. Amanah Protection Plus is provided by PT. Allianz Life.

*Benefits

Plan A

Plan B

Plan C

Plan D

Plan E

Increasing Term Life

Rp10,000,000

Rp25,000,000

Rp50,000,000

Rp75,000,000

Rp100,000,000

No Claim Bonus

60%

60%

60%

60%

60%


*Benefits

Plan F

Plan G

Plan H

Plan I

Increasing Term Life

Rp125,000,000

Rp150,000,000

Rp175,000,000

Rp200,000,000

No Claim Bonus

60%

60%

60%

60%


► Credit Shield

Credit Shield, a product of PT. ACE Life Assurance, covers your outstanding credit card payments in the event of death. The premium is fixed at a competitive price depending on your credit card type, and the sum insured is also fixed, no matter how much your outstanding is. Should some of the Sum Insured still remains after being deducted by outstanding, the rest will be paid to your beneficiary. The premium starts from Rp16,000.

*Benefits

Classic Card

Gold or Advance Card

Platinum or Premier Card

Monthly Premium

Rp16,000

Rp50,000

Rp150,000

Death due to illness

Rp8,000,000

Rp25,000,000

Rp100,000,000

Death due to accident

Rp32,000,000

Rp100,000,000

Rp400,000,000


Click here for Credit Shield Terms and Conditions/General Certificate

*Terms and conditions apply
[Latest updated : 17 October 2011]

Next steps

For Personal Customer:
Contact UsCall us at
(+6221) 5291 4722
0804-1-86-4722
64722 (from mobile phone)

For Corporate Customer:
Contact UsCall us on
(+6221) 2551 4777
0807-1-86-4722
0807-1-TO-HSBC

Contact UsLocate HSBC Branch