Provide your family with Credit Pro to cover outstanding credit card payments in the event of Total Permanent Disability or in the event of death up to Rp20,000,000 (Classic Card), Rp100,000,000 (Gold Card), Rp300,000,000 (Premier & Platinum Card) with competitive monthly premium. Please contact 24-hours HSBC Phone Banking Services to apply. Credit Pro is provided by PT. ACE Life Assurance.
Coverage / Benefits** |
||||
Classic Card |
Gold Card |
Premier MasterCard |
Platinum Visa Card |
|
Monthly Premium |
0.69% from |
0.69% from |
0.69% from |
0.69% from |
Death due to Sickness |
1x outstanding |
1x outstanding |
1x outstanding |
1x outstanding |
Death due to Accident |
2x outstanding |
2x outstanding |
2x outstanding |
2x outstanding |
Maximum Coverage |
Up to Rp20,000,000 |
Up to Rp100,000,000 |
Up to Rp300,000,000 |
Up to Rp300,000,000 |
Total Permanent Disability |
Available |
Available |
Available |
Available |
Total Temporary Disability |
Rp50,000 or 10% of outstanding balance* |
Rp50,000 or 10% of outstanding balance* |
Rp50,000 or 10% of outstanding balance* |
Rp50,000 or 10% of outstanding balance* |
*Whichever is higher
**This benefit valid starting March 2009.
Click here for Credit Pro Terms and Conditions/General Certificate
When you purchase airline tickets with your HSBC credit card, you will automatically receive travel accident insurance:
|
Detail |
Platinum Visa Card |
Premier MasterCard |
AirAsia HSBC Visa Gold |
AirAsia HSBC Visa Classic |
|
Maximum Coverage |
Up to |
Up to |
Up to |
Up to |
|
Coverage Type |
Accidental Death & Dismemberment |
Accidental Death & Dismemberment |
Accidental Death & Dismemberment |
Accidental Death & Dismemberment |
When you make a purchase with your HSBC credit card, you will automatically receive purchase for a 30 day period from the date of the purchase:
|
Platinum Visa Card |
Premier MasterCard® |
|
|
Maximum Coverage per Item |
Up to Rp50,000,000 |
Up to |
|
Maximum Coverage per Event |
Up to |
Up to |
Wherever you travel, your HSBC credit card provides insurance protection covering luggage delay, luggage loss, flight delayed, or missed connection
|
Benefit |
Platinum Visa Card |
Premier MasterCard |
|
Filight Delay (+ 4 hours) |
Up to Rp14,000,000 |
Up to Rp16,000,000 |
|
Missed Connection (+4 hours) |
Up to Rp14,000,000 |
Up to Rp16,000,000 |
|
Luggage Delay (+6 hours) |
Up to Rp14,000,000 |
Up to Rp16,000,000 |
|
Luggage Loss (+48 hours) |
Up to Rp60,000,000 |
Up to Rp80,000,000 |
Your HSBC credit card provides accident and illness coverage for you and your family while overseas traveling.
|
Detail |
Platinum Visa Card |
Premier MasterCard |
|
Maximum Coverage |
Up to Rp500,000,000 |
Up to Rp500,000,000 |
Personal Protection Plus, a product of PT. Asuransi CIGNA, provides you life protection for an affordable monthly premium price starting Rp49,000. It gives you flexible premium payment and coverage periods, which allows you to stop coverage in any month by stopping payment in said month. In addition, a variety of Service Assistance is available, which includes Health Consultation and Evaluation Service, Medical Evacuation and Transportation for Insured's Family Members.
*Benefits |
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
Plan 5 |
Death benefit for death due to any reason |
Rp20,000,000 |
Rp30,000,000 |
Rp50,000,000 |
Rp70,000,000 |
Rp100,000,000 |
Death benefit for death due to accident |
Rp200,000,000 |
Rp300,000,000 |
Rp500,000,000 |
Rp700,000,000 |
Rp1,000,000,000 |
|
Service Assistance |
Provided |
||||
*Kindly note that the premium price increases as the benefit gets larger.
Critical Protection Plus, a product of PT. Asuransi CIGNA, covers you for a list of major critical illnesses by giving you a favorable benefit should you contract one of the listed illnesses or if you die due to any reason. You are free to choose the level of benefit you want proportional to a competitive premium price starting from Rp38,000.
The covered critical illnesses are:
- Cancer
- Coronary Artery Disease requiring Bypass Surgery
- Heart Valve Replacement
- Stroke
- Kidney Failure
- Liver Failure
- Myocardial Infarction
- Coma
- Major Organ Transplant
- Major Burns
*Benefits |
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
Critical Illness |
Rp50,000,000 |
Rp100,000,000 |
Rp200,000,000 |
Rp300,000,000 |
Death due to any cause |
Rp50,000,000 |
Rp100,000,000 |
Rp200,000,000 |
Rp300,000,000 |
*Kindly note that the premium price increases as the benefit gets larger.
This product gives you fixed daily benefit in case you are hospitalized, and double if you spend the night in the ICU. It also provides No Claim Bonus, in which 30% of your accumulated yearly premium is refunded back to you. The premium starts from merely Rp49,000. Hospital Plan Protection is provided by PT. ACE INA.
*Benefits |
Plan Gold (Per Day) |
Plan Platinum (Per Day) |
Plan Infinite (Per Day) |
Plan Advance (Per Day) |
Plan Premier (Per Day) |
Daily Hospitalization (Max 180 Days) |
Rp300,000 |
Rp500,000 |
Rp700,000 |
Rp900,000 |
Rp1,000,000 |
Double Benefits in ICU (Max 180 Days) |
Rp600,000 |
Rp1,000,000 |
Rp1,400,000 |
Rp1,800,000 |
Rp2,000,000 |
No Claim Bonus (NCB) 30% per year |
Available |
Available |
Available |
Available |
Available |
Medical Second Opinion (MSO) |
Available |
Available |
Available |
Available |
Available |
*Kindly note that the premium price increases as the benefit gets larger.
Accident Protection Plus is offered for those who want to be covered for accidents, including death due to accident, permanent disability due to accident and robbery in Taxi and private vehicles. The premium starts from merely Rp49,000. Accident Protection Plus is a product of PT. ACE INA.
*Benefits |
Plan Gold |
Plan Platinum |
Plan Infinite |
Plan Advance |
Plan Premier |
Death due to accident |
Rp300,000,000 |
Rp500,000,000 |
Rp700,000,000 |
Rp900,000,000 |
Rp1,000,000,000 |
Permanent Total Disability due to accident |
Rp300,000,000 |
Rp500,000,000 |
Rp700,000,000 |
Rp900,000,000 |
Rp1,000,000,000 |
Robbery in Taxi and Private Vehicle (Automobile and Motorcycle) |
Rp3,000,000 |
Rp5,000,000 |
Rp7,000,000 |
Rp9,000,000 |
Rp10,000,000 |
*Kindly note that the premium price increases as the benefit gets larger.
This is an increasing term life product which also offers No Claim Bonus. The Sum Insured of Amanah Protection Plus increases 10% each year up to a maximum of 200% from the initial Sum Insured. After reaching 200%, the amount stays the same throughout coverage. In addition, if the Insured is still alive at the end of protection period, 25% of premium paid will be refunded (No Claim Bonus). The premium starts from merely Rp13,000. Amanah Protection Plus is provided by PT. Allianz Life.
*Benefits |
Plan A |
Plan B |
Plan C |
Plan D |
Plan E |
Increasing Term Life |
Rp10,000,000 |
Rp25,000,000 |
Rp50,000,000 |
Rp75,000,000 |
Rp100,000,000 |
No Claim Bonus |
60% |
60% |
60% |
60% |
60% |
*Benefits |
Plan F |
Plan G |
Plan H |
Plan I |
Increasing Term Life |
Rp125,000,000 |
Rp150,000,000 |
Rp175,000,000 |
Rp200,000,000 |
No Claim Bonus |
60% |
60% |
60% |
60% |
Credit Shield, a product of PT. ACE Life Assurance, covers your outstanding credit card payments in the event of death. The premium is fixed at a competitive price depending on your credit card type, and the sum insured is also fixed, no matter how much your outstanding is. Should some of the Sum Insured still remains after being deducted by outstanding, the rest will be paid to your beneficiary. The premium starts from Rp16,000.
*Benefits |
Classic Card |
Gold or Advance Card |
Platinum or Premier Card |
Monthly Premium |
Rp16,000 |
Rp50,000 |
Rp150,000 |
Death due to illness |
Rp8,000,000 |
Rp25,000,000 |
Rp100,000,000 |
Death due to accident |
Rp32,000,000 |
Rp100,000,000 |
Rp400,000,000 |
Click here for Credit Shield Terms and Conditions/General Certificate

