Dear HSBC Credit Shield/Credit Pro customers,

We would like to inform you that as of 1 April 2011, your Credit Shield/Credit Pro products will now be provided by PT. ACE Life Assurance. Please be assured that all the features, benefits, premiums and other details of the products will stay exactly the same and that you won't be charged any additional fees as a result of this vendor change. Should you wish to obtain your new certificate, you could log on to your internet banking account, click on the link provided and print it out for your own personal records. Thank you very much for your kind understanding.