The fee will be waived if the average Total Relationship Balance is equal to or more than equivalent of IDR 500,000,000 for HSBC Premier
Current Accounts
Current Accounts
Indonesian Rupiah Current Account
Opening balance
IDR 1,000,000
Account closure fee
IDR 50,000
Foreign Currency Current Account
Opening balance
USD 100 or equivalent in other foreign currency
Currency availability
USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, JPY & CHF
Account closure fee
Equivalent to IDR 50,000
Deposit Accounts
Deposit Accounts
Multi Currency Account
Indonesian Rupiah Multi Currency Account
Opening balance
IDR 1,000,000
Account closure fee
IDR 50,000
Foreign Currency Multi Currency Account
Opening balance
USD 100 or equivalent in other foreign currency
Currency availability
USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, JPY & CHF
Account closure fee
Equivalent to IDR 50,000
Time Deposit
Indonesian Rupiah Time Deposits
Minimum placement
IDR 20,000,000
Tenor
7 days, 14 days, 1, 2, 3, 6 & 12 month(s)
Foreign Currency Time Deposits
Minimum placement
Equivalent USD 2,000
Currency availability
USD, GBP, SGD, AUD, NZD, CAD, EUR, HKD, JPY & CHF
Tenor
7 days, 14 days, 1, 2, 3, 6 & 12 month(s)
Early break fee
1 - 3 month(s)
1%
6 months
2%
12 months
3%
Interest paid for early break
No
Smart Money
Smart Money
Indonesian Rupiah Smart Money
minimum IDR 10,000,000, maximum IDR
10,000,000,000
Foreign Currency Smart Money
minimum USD 1,000 (or equivalent in other FCY), maximum USD 1,000,000 (or equivalent in other FCY)
Maximum amount loan
in the same currency
90% of pledge time deposit
in different currency
75% of pledge time deposit
Investment
Investment
Mutual Fund
Minimum placement
varies depending on fund type
Subscription fee
varies depending on fund type
Switching fee
varies depending on fund type
Redemption fee
varies depending on fund type
Investment Link +
Investment Link +
Maximum amount loan
in the same currency
up to 90% of pledge investment amount*
Application fee
IDR 250,000
Change limit fee
IDR 100,000
+
only selected investment product are accepted for security
*
depend on the type of investment product
Credit Card
Credit Card
Annual fee for 1 HSBC Primary Cardholder*
Free^
Annual fee for 3 HSBC Supplement Cardholder*
Free^
*
Free annual fee will be granted for the primary account holder and 3 supplements
for the primary account holder’s card.
^
Free HSBC Premier credit card annual fee are only applicable for HSBC Premier customer who maintains a minimum average total relationship balance of HSBC Premier banking account (minimum of IDR 500 million or equivalent in foreign currency).
General Account Related Services - via Branch
General Account Related Services - via Branch
Statement printing request (per statement)
Last 3 months
Free
> 3 - 6 months
Free
> 6 - 12 months
Free
> 12 months
IDR 100,000
Debit card
New
Free
Replacement / additional
Free
Maximum transaction amount at ATM
Cash withdrawal per account per day
IDR 10,000,000 or equivalent
Cash withdrawal per card per day
IDR 20,000,000 or equivalent
Transfer between account per card per day
IDR 50,000,000 or equivalent
Interbank Transfer per transaction
IDR 10,000,000 or equivalent
Interbank Transfer per account per day
IDR 25,000,000 or equivalent
Cash withdrawal (Fee will be charged as per transaction basis)
HSBC ATM
Free for IDR only
ATM Bersama network
Free (30 times/month)^^
PLUS network
IDR 30,000
HSBC ATM - overseas
Free+
Interbank Transfer to ATM Bersama member
HSBC ATM
Free
ATM Bersama network
Free (30 times/month)^^
Security device for online banking
New
Free
Replacement (lost, stolen or broken)
IDR 100,000
Cheque / Giro book order
IDR 125,000
Payment book order
IDR 75,000
Foreign currency
Deposit
Free*
Withdrawal
Over the counter
up to USD 10,000**
Free^
more than USD 10,000**
1%^
Through ATM
Free of charge (maximum equivalent
IDR10,000,000 per day per account^)
Maximum bank notes withdrawal per month (This includes withdrawal through ATM)
USD 100,000**
Fee for exceeding monthly bank notes withdrawal limit
1.00%
Reference letter
Free
Standing instruction
Stamp duty only
Cancellation / amendment standing instruction
IDR 25,000
In - house transfer
Free
Mail charges to overseas
IDR 50,000
Dormant and unclaimed account
Tariff per quarter
IDR account
IDR 150,000
FCY account
Equivalent to USD 25
+
HSBC Premier customer will be charged IDR 15,000 for cash withdrawal at Wells Fargo Bank USA & ExpressNet Philipines
*
except for certain series depending on bank's policy
**
or the USD equivalent in other foreign currency other than USD
^
Free if Total Relationship Balance of previous month was >= IDR 500 million. If Total Relationship Balance of previous month was less than IDR 500 million, then the withdrawal tariff refers to the tariff applicable to HSBC Advance customer where:
- withdrawal up to USD 2,000 or the equivalent (in other currency), a withdrawal fee of 0.75%
(or minimum USD 10) is applicable; and
- withdrawal more than USD 2,000 or the equivalent (in other currency), a withdrawal fee of 1.5% is applicable
^^
30 times/month including cash withdrawal, transfer, and balance Inquiry transactions. For the excess usage, customer will be charged IDR 5,000 per transaction
Payment Services through Cheques, Giro, Draft & Transfer Services - via Branch
Payment Services through Cheques, Giro, Draft & Transfer Services - via Branch
Collection of Indonesian Rupiah cheque (Inkaso)
Free
Rejection of Indonesian Rupiah cheque
Insufficient funds
IDR 200,000
Technical reasons
IDR 100,000
Collection of foreign currency cheque
HSBC group cheque
0.125% (minimum IDR 100,000, maximum IDR
1,500,000)
Non HSBC group cheque
0.25% plus additional USD 75
Encashment in foreign currency cheque+
Encashment (credit to account ) in foreign currency
0.25%
Encashment (credit to account ) in IDR
IDR 50,000
Rejection of foreign currency cheque
USD 10
Stop cheque Must be accompanied by police report
IDR 25,000
Issuance of HSBC demand drafts
Involving currency exchange
IDR 50,000
No currency exchange
0.0625% (min USD 5, max USD 150 )
Encashment of HSBC demand drafts drawn at HSBC Indonesia
in Indonesian Rupiah
IDR 50,000 plus stamp duty
in foreign currency
0.0625%
Credit to account
Free
Cancellation / replacement of FCY demand draft
USD 10
Interbank giro
IDR 5,000
RTGS
IDR 15,000
Telegraphic transfer
Involving currency exchange
IDR 25,000
No currency exchange
USD 10
If remitter bears all charges, including correspondence charges
for USD TT OUR
USD 25 plus the tariff above
for non USD TT OUR
Equivalent to USD 30 plus the tariff above
Incoming transfer
Request for fund transfer from HSBC overseas branches
Instruction sent by telex
IDR 50,000
Instruction sent by mail
IDR 50,000
Telex fee for amendment
USD 10
Investigation of telegraphic transfer (initiated by customer )
USD 40
Trevelers' Cheque
Purchasing of travelers' cheque*
American Express trevelers' cheque - issued by HSBC group
Free
Others
Encashment in Indonesian Rupiah
0.5% (min IDR 50,000 max IDR 1,000,000)
Encashment in foreign currency
0.125% (min USD 5)
Credit to account
Free
*
daily limit USD 2,000
+
Terms & conditions apply
General Account Related Services & Payment Services - via Phone Banking
General Account Related Services & Payment Services - via Phone Banking
Cheque / Giro book order
IDR 125,000
Payment book order
IDR 75,000
Interbank giro
Free
In - house transfer
Free
RTGS
IDR 10,000
Telegraphic transfer
Involving currency exchange
IDR 25,000
No currency exchange
USD 10
If remitter bears all charges, including correspondence charges
Depending on fund type and for 2nd subscription onwards
All fees and account balance requirements are effective starting on 23 February 2011. This guideline is applicable to HSBC Indonesia. HSBC’s overseas branches and other correspondent bank charges are excluded from this guide. The Bank reserves the right to change tariff and charges anytime with notification to customers in any manner as deemed approriate by HSBC.