Amanah Corporate Leasing - iB

HSBC Amanah provides you a leasing solution to cater your capital expenditure requirement through Ijarah Muntahiya BitTamlik ('lease of an asset which ended with ownership'). Amanah Corporate Leasing-iB is uniquely positioned to provide business capital solutions.

With our Amanah Corporate Leasing-iB, you may tailor a lease that suits the special needs of your company and your industry.

Features



• Provides up to 80% financing of the cost of the equipment.
• Fixed or Floating leasing payments; offered for terms from 2 - 5 years.
• Offering in IDR, USD and other main currencies.
• Minimum transaction of USD 250.000 or equivalent.
• Sale and Lease Back for existing assets

Benefits



• Off Balance Sheet - customer do not have to own the asset in their balance sheet.
• Cash Flow Planning - lease payments can be tailored to the customers needs.
• Leasing is Convenient - customers do not normally have to pledge additional assets.
• Option to Purchase - flexibility to own the asset sooner.

• Normal credit approval procedures.
• Any business entity or business activities permissible under Syariah principles.

For more detail, please call us at
Toll free: 0807-1-TO-HSBC (86 4722)
Regular: (021) 2551 4777

Direct Leasing

• HSBC purchases equipment from Supplier.
• The leased asset/object is delivered directly to the Lessee's site.
• The equipment (owned by Lessor) is leased to the Lessee.
• Lessee pays lease payments over agreed period of time to Lessor.
• At maturity the Lessee exercise the Purchase Undertaking. Lessee may also purchase the equipment earlier.

Sale and Lease Back

Al Ba'i + Al Ijara al-Muntahiya bi al-Tamlik (IMBT). The facility would involve the following steps:
 

• HSBC Amanah purchases machinery/equipment from Client and assumes ownership for the life of the contract. Purchase price is based on book value of the assets or appraisal value, whichever is lower.
• The equipment (owned by lessor) is then leased back to the Lessee
• Lessee has the obligation to pay lease payments over a period of time to Lessor.
• At maturity the Lessee exercise the Purchase Undertaking. Lessee may also purchase the equipment earlier.